Prelicensing education helps you prepare for your state Property & Casualty (P&C) insurance licensing exam — building real understanding of insurance concepts, not just memorizing answers. The program is offered in select states, with more being added as regulatory approvals are secured.
How It Works
- Format: Online, self-paced
- Access period: 90 days from enrollment
- Availability: Select states (expanding); you can sign up to be notified when your state becomes available
- Backed by: The Institutes, with the same depth of content used in designation programs
Package Options
Three packages are available depending on your study needs:
| Package | What’s Included |
|---|---|
| Basic | Course content, quizzes, practice exams, key concept sheets, flashcards, video content, and a readiness exam |
| Enhanced (Recommended) | Everything in Basic, plus a custom study plan and an expanded exam prep question bank |
| Pathways (Best Value) | Everything in Enhanced, plus enrollment in PRC 110, an Institutes designation course |
Common Misunderstandings
Important: Prelicensing courses prepare you to take your state licensing exam — they are not the exam itself. Completing the course does not grant your license; you must still pass the official state exam administered by your state’s Department of Insurance.
Note: Prelicensing education does not count as continuing education (CE) credits. CE credits are for licensed professionals maintaining an existing license. If you need CE courses, see CEU Course Search & Enrollment.
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